By Peter Emerson
The American auto insurance sector is characterized by the presence of a large number of players. Some are large general insurance companies that have diversified into auto insurance and some are pure play auto insurance companies. Here are some of the notable players in auto insurance business.
State Farm Insurance is one such company. It is a national insurance company and one of the biggest general insurance companies in the US. For the year 2003, the company had a revenue of about $56 billion. Headquartered in Bloomington, Illinois, State Farm Insurance is a very popular auto insurance provider in the US. With a nationwide network of branches and attractive discounts for various categories of people SFI has an edge over its competitors. SFI is also the largest insurer of cars, trucks and SUVs in the US.
American International Group or AIG is another big company. It is the second largest general insurer and also the second largest auto insurer in the US. The Farmers Insurance Group of Companies is one of the largest general insurer and the third largest auto insurer in the US. Like SFI, this company has also got a large network of branches in all the states in the US.
Apart from these, there are other players in the American market. Some of them are 21st century Auto Insurance Group, which has its strength in auto insurance space and operates in eight states. Some niche players include Auto Owners Insurance, which has been operating in the nation since 1916 and covers 22 states across the nation.
One feature of the American auto insurance space is that there is room for all players ? general insurers who have diversified into auto insurance business and auto insurance specialists. [http://www.WetPluto.com/Auto-Insurance-Companies.html]Auto Insurance Companies provides detailed information on Auto Insurance Companies, Types of Auto Insurance Companies, Top Auto Insurance Companies, Auto Insurance Company Ratings and more. Auto Insurance Companies is affiliated with Car Insurance Policies [http://www.web-carinsurance.com].
Article Source: [http://EzineArticles.com/?Popular-Auto-Insurance-Companies&id=408370] Popular Auto Insurance Companies
Monday, May 31, 2010
Rate And Compare Auto Insurance To Help Save Money
By Dean Shainin
Auto Insurance companies are very competitive to earn your business online. With online access, it is much easier to rate and compare auto insurance companies today. There are some important aspects to consider before you purchase an auto insurance policy.
There are many fly-by night auto insurance companies these days. You can get 1,000 of ratings in regards to the auto insurance companies you are considering. Information is provided on 1,000's of detailed financial profiles from insurance companies.
You can also do a search on "S&P auto insurance ratings" to get information on the auto insurance companies you are considering.
Another important aspect to consider when you rate and compare an auto insurance company is how fast they can process insurance claims. Is the company easy to deal with? If a claim takes weeks to process, you could end up with many problems from the other auto insurance companies that may be involved with your claim.
One of the best ways to take a look at the good, bad and the ugly about auto insurance companies is by checking out online company reviews. These are reviews from past customers and also people who write about there own experience with a particular auto insurance company.
Auto insurance companies are very competitive for your business. This can help you get a better deal on your auto insurance when you know what type of discounts may be available to you from auto insurance companies online.
Here Are 5 Types Of Auto Insurance Discounts
1. Auto Safety Features Discount - Be sure to look into your vehicles auto safety rating.
2. Multiple Vehicle Discount - You may be able to get discount auto insurance by having multiple vehicles on you auto insurance policy.
3. Safe Driver's Discount - With some auto insurance companies you will be required to have a clean driving record for at least five years. Be sure to take advantage of this type of discount auto insurance if you qualify.
4. Full Time Student Discount - Discount auto insurance may be available to you if you are a full time student.
5. Auto Insurance Renewal Discount - If you have a clean driving record and have been with the same auto insurance company for many years, be sure to ask for a renewal discount.
Auto insurance companies know there are plenty of competitive companies out there that want your business. Is most cases, if you say you are considering another auto insurance company, they will be very willing to give you an auto insurance discount. Let them know you have been shopping around and have got some really great price quotes from other auto discount insurance companies.
Auto insurance discounts are available for many different reasons. Taking some time to educate yourself about discount auto insurance can help save you a lot of money on your insurance policy.
Dean Shainin offers free online low cost auto insurance quotes. For more information, articles, news, tools and valuable resources on low cost auto insurance, visit this site: [http://auto-insurance.deans-knowledgebase.com]Low Cost Auto Insurance
Article Source: [http://EzineArticles.com/?Rate-And-Compare-Auto-Insurance-To-Help-Save-Money&id=214167] Rate And Compare Auto Insurance To Help Save Money
Auto Insurance companies are very competitive to earn your business online. With online access, it is much easier to rate and compare auto insurance companies today. There are some important aspects to consider before you purchase an auto insurance policy.
There are many fly-by night auto insurance companies these days. You can get 1,000 of ratings in regards to the auto insurance companies you are considering. Information is provided on 1,000's of detailed financial profiles from insurance companies.
You can also do a search on "S&P auto insurance ratings" to get information on the auto insurance companies you are considering.
Another important aspect to consider when you rate and compare an auto insurance company is how fast they can process insurance claims. Is the company easy to deal with? If a claim takes weeks to process, you could end up with many problems from the other auto insurance companies that may be involved with your claim.
One of the best ways to take a look at the good, bad and the ugly about auto insurance companies is by checking out online company reviews. These are reviews from past customers and also people who write about there own experience with a particular auto insurance company.
Auto insurance companies are very competitive for your business. This can help you get a better deal on your auto insurance when you know what type of discounts may be available to you from auto insurance companies online.
Here Are 5 Types Of Auto Insurance Discounts
1. Auto Safety Features Discount - Be sure to look into your vehicles auto safety rating.
2. Multiple Vehicle Discount - You may be able to get discount auto insurance by having multiple vehicles on you auto insurance policy.
3. Safe Driver's Discount - With some auto insurance companies you will be required to have a clean driving record for at least five years. Be sure to take advantage of this type of discount auto insurance if you qualify.
4. Full Time Student Discount - Discount auto insurance may be available to you if you are a full time student.
5. Auto Insurance Renewal Discount - If you have a clean driving record and have been with the same auto insurance company for many years, be sure to ask for a renewal discount.
Auto insurance companies know there are plenty of competitive companies out there that want your business. Is most cases, if you say you are considering another auto insurance company, they will be very willing to give you an auto insurance discount. Let them know you have been shopping around and have got some really great price quotes from other auto discount insurance companies.
Auto insurance discounts are available for many different reasons. Taking some time to educate yourself about discount auto insurance can help save you a lot of money on your insurance policy.
Dean Shainin offers free online low cost auto insurance quotes. For more information, articles, news, tools and valuable resources on low cost auto insurance, visit this site: [http://auto-insurance.deans-knowledgebase.com]Low Cost Auto Insurance
Article Source: [http://EzineArticles.com/?Rate-And-Compare-Auto-Insurance-To-Help-Save-Money&id=214167] Rate And Compare Auto Insurance To Help Save Money
Understanding Auto Insurance
By Paul Stewart
Auto (car) insurance is a type of insurance coverage for damage to and resulting from an auto. Insurance of this type can cover a variety of things depending on the kind of auto insurance that has been purchased.
All auto insurance policies involve a premium, which is the payment a customer makes to have auto insurance. Premiums for auto insurance can be extremely divergent and are determined by a number of factors. Gender is the major determinant for auto insurance premiums. Statistically, men are 80% more likely to be involved in an accident, and therefore have a greater need for insurance. Auto insurance premiums for men are higher than auto insurance premiums for women. Similarly, teenagers are considered high risk and will have to pay higher auto insurance premiums. The auto insurance premium can be reduced if the teenager takes a defensive driving course. Many states require teenagers to take defensive driving courses in order to obtain a driving permit and auto insurance.
It is customary for auto insurance plans to have a deductible that the customer is responsible for before the auto insurance provider offers coverage of expenses. Deductibles can have an effect on the coverage available under an auto insurance plan.
Auto insurance is slightly different than other types of insurance because you can purchase auto insurance that covers specific needs. For this reason there are different kinds of auto insurance. Auto insurance basics are covered by liability auto insurance plans. Liability auto insurance is usually the minimum required by state laws. Liability auto insurance is characterized by a set dollar amount of coverage for damages resulting from accidents or negligence. The coverage amount of liability auto insurance can be applied to property damaged in the accident that is not an auto.
Car insurance also comes as collision auto insurance. Collision auto insurance is meant to cover the cost of repairs to a vehicle involved in an accident, or the cash value of the vehicle if it cannot be repaired.
Comprehensive auto insurance is also available. With comprehensive auto insurance, coverage of fees for repairs is provided for accidents that are not collisions. Comprehensive auto insurance will, for example, cover hail or fire damage.
Whatever type of auto/ car insurance you need, Business Health Insurance can help! We have all of the information on auto insurance in your state.
[mailto:webmaster@businesshealthinsurance.com]Paul Stewart is a freelance web application developer, search engine optimization guru and the webmaster of Businesshealthinsurance.com [http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&utm_term=ezinearticles&utm_campaign=businesshealthinsurance], an online insurance quotes web site. For more information visit Businesshealthinsurance.com [http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&utm_term=ezinearticles&utm_campaign=businesshealthinsurance].
Article Source: [http://EzineArticles.com/?Understanding-Auto-Insurance&id=297168] Understanding Auto Insurance
Auto (car) insurance is a type of insurance coverage for damage to and resulting from an auto. Insurance of this type can cover a variety of things depending on the kind of auto insurance that has been purchased.
All auto insurance policies involve a premium, which is the payment a customer makes to have auto insurance. Premiums for auto insurance can be extremely divergent and are determined by a number of factors. Gender is the major determinant for auto insurance premiums. Statistically, men are 80% more likely to be involved in an accident, and therefore have a greater need for insurance. Auto insurance premiums for men are higher than auto insurance premiums for women. Similarly, teenagers are considered high risk and will have to pay higher auto insurance premiums. The auto insurance premium can be reduced if the teenager takes a defensive driving course. Many states require teenagers to take defensive driving courses in order to obtain a driving permit and auto insurance.
It is customary for auto insurance plans to have a deductible that the customer is responsible for before the auto insurance provider offers coverage of expenses. Deductibles can have an effect on the coverage available under an auto insurance plan.
Auto insurance is slightly different than other types of insurance because you can purchase auto insurance that covers specific needs. For this reason there are different kinds of auto insurance. Auto insurance basics are covered by liability auto insurance plans. Liability auto insurance is usually the minimum required by state laws. Liability auto insurance is characterized by a set dollar amount of coverage for damages resulting from accidents or negligence. The coverage amount of liability auto insurance can be applied to property damaged in the accident that is not an auto.
Car insurance also comes as collision auto insurance. Collision auto insurance is meant to cover the cost of repairs to a vehicle involved in an accident, or the cash value of the vehicle if it cannot be repaired.
Comprehensive auto insurance is also available. With comprehensive auto insurance, coverage of fees for repairs is provided for accidents that are not collisions. Comprehensive auto insurance will, for example, cover hail or fire damage.
Whatever type of auto/ car insurance you need, Business Health Insurance can help! We have all of the information on auto insurance in your state.
[mailto:webmaster@businesshealthinsurance.com]Paul Stewart is a freelance web application developer, search engine optimization guru and the webmaster of Businesshealthinsurance.com [http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&utm_term=ezinearticles&utm_campaign=businesshealthinsurance], an online insurance quotes web site. For more information visit Businesshealthinsurance.com [http://www.businesshealthinsurance.com/?utm_source=paulstewart&utm_medium=organic&utm_term=ezinearticles&utm_campaign=businesshealthinsurance].
Article Source: [http://EzineArticles.com/?Understanding-Auto-Insurance&id=297168] Understanding Auto Insurance
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