By Alexis Jensen
Are you looking for cheap auto insurance here in Arizona? If so you're in luck because not only can you find low cost insurance online, but Arizona makes an extremely cheap form of it available to all of its residents and virtually any driver qualifies for it.
This super cheap auto insurance is Arizona's basic liability policy. This policy is known as a 15/30/10 policy. What this means is that if you are at fault in an accident your insurance will pay a maximum of $15,000 toward paying the medical bills of any one individual in the other car. It will also pay a maximum of $30,000 to pay the medical bills of everyone in the other vehicle, and it will pay a maximum of $10,000 to pay for any property damage you caused, including the repair of the other person's vehicle.
While this insurance is 100% legal in Arizona it does have its risks. One of its biggest risks is that the medical bills or the property damage from an accident can be much more than what this insurance will pay for. If it is, you could have to pay the difference out of your own resources. That could mean spending every penny of your life savings and, worse, it could mean you would be forced to sell your home to pay for medical bills or property damage.
The other thing that makes this insurance risky is that it pays nothing for the repair of your vehicle and it won't pay for any of your medical bills or for the medical bills of anyone who is in your vehicle at the time of an accident.
Still, this is legal insurance and it is the cheapest you can buy in Arizona. And if you really want to save the most possible on this or any other type in Arizona then you simply must buy your policy online. Buying your auto insurance online will ALWAYS save you money - at least 20% and often more!
And the best way to save even more when you buy online is to make your price comparisons on more than one of the many websites you'll find that encourage you to make price comparisons. The more prices you have to choose from, the better your chance of finding the absolutely lowest price possible.
My Recommended Sites: [http://ezquoteguide.com/car-arizona.shtml]My Top #1 Recommendation For Affordable High Risk Auto Insurance Online in Arizona [http://www.myquoteguide.com/]Affordable Auto/Car Insurance Policy in Arizona
Article Source: http://EzineArticles.com
Sunday, July 18, 2010
Cheap Auto Insurance Companies in Arizona
By Alexis Jensen
If you're looking for cheap auto insurance companies here in Arizona then there's good news for you. Not only are there several cheap auto insurance companies operating in the state but they are easy to find if you know the right trick.
Let's start by looking at the cheapest auto insurance that you can legally buy in Arizona - a 15/30/10 basic liability policy.
This basic liability policy pays a maximum of $15,000 to cover the medical costs of any one individual who is injured in an accident with your vehicle. It pays a maximum of $30,000 to cover the medical costs if two or more people are hurt in the same accident and it pays a maximum of $10,000 to cover all property damage cause by the accident. Property damage normally refers to the repair of the other person's vehicle, but it can also include other damaged property.
If you buy this cheap auto insurance you are taking a risk. You are gambling that the medical costs of any individual hurt in an accident with your car will not exceed $15,000 and you are gambling that the total medical bills of everyone in the other vehicle will not exceed $30,000. Finally you are gambling that the cost of repairing the other person's vehicle will not exceed $10,000.
If you lose any of those gambles - which it is easy to do in even a medium-sized accident - then YOU could be held liable for paying any difference out of your own pocket or purse. This could mean that you would be forced to spend your entire life savings or even be forced to sell your home to pay the unpaid bills.
You should also be aware that a basic liability policy pays NOTHING for your medical bills or for the medical bills of any passenger in your vehicle at the time of an accident, and a liability policy pays NOTHING toward repairing your vehicle following an accident.
But regardless of which type of auto insurance you decide upon, you will save the most money - by far! - if you buy your insurance online. Online insurance sellers have almost no overhead costs and so they can pass tremendous savings along to you.
One last trick for getting your auto insurance at the lowest possible price: make your price comparisons on more than one of the price comparison websites rather than relying on the prices you find when you look at just one site.
My Recommended Sites: [http://ezquoteguide.com/car-arizona.shtml]My #1 Recommendation For Cheap Auto Insurance Companies in Arizona [http://www.myquoteguide.com/]Affordable Auto/Car Insurance In Arizona
Article Source: http://EzineArticles.com
If you're looking for cheap auto insurance companies here in Arizona then there's good news for you. Not only are there several cheap auto insurance companies operating in the state but they are easy to find if you know the right trick.
Let's start by looking at the cheapest auto insurance that you can legally buy in Arizona - a 15/30/10 basic liability policy.
This basic liability policy pays a maximum of $15,000 to cover the medical costs of any one individual who is injured in an accident with your vehicle. It pays a maximum of $30,000 to cover the medical costs if two or more people are hurt in the same accident and it pays a maximum of $10,000 to cover all property damage cause by the accident. Property damage normally refers to the repair of the other person's vehicle, but it can also include other damaged property.
If you buy this cheap auto insurance you are taking a risk. You are gambling that the medical costs of any individual hurt in an accident with your car will not exceed $15,000 and you are gambling that the total medical bills of everyone in the other vehicle will not exceed $30,000. Finally you are gambling that the cost of repairing the other person's vehicle will not exceed $10,000.
If you lose any of those gambles - which it is easy to do in even a medium-sized accident - then YOU could be held liable for paying any difference out of your own pocket or purse. This could mean that you would be forced to spend your entire life savings or even be forced to sell your home to pay the unpaid bills.
You should also be aware that a basic liability policy pays NOTHING for your medical bills or for the medical bills of any passenger in your vehicle at the time of an accident, and a liability policy pays NOTHING toward repairing your vehicle following an accident.
But regardless of which type of auto insurance you decide upon, you will save the most money - by far! - if you buy your insurance online. Online insurance sellers have almost no overhead costs and so they can pass tremendous savings along to you.
One last trick for getting your auto insurance at the lowest possible price: make your price comparisons on more than one of the price comparison websites rather than relying on the prices you find when you look at just one site.
My Recommended Sites: [http://ezquoteguide.com/car-arizona.shtml]My #1 Recommendation For Cheap Auto Insurance Companies in Arizona [http://www.myquoteguide.com/]Affordable Auto/Car Insurance In Arizona
Article Source: http://EzineArticles.com
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